Sharing of car safety risks

Yesterday (May 3), this site updated the 7 points of safe use of shared bicycles! In the rental market, shared cars are starting to appear on the streets of major cities. However, there are security risks hidden behind shared car rental platforms.

Event: Somebody on a shared car rental platform actually borrows a driver's license

Recently, a man with a 12- point driver’s license in Chengdu, Sichuan Province , borrowed a friend’s account to rent and share a car, causing a traffic accident that killed a passerby.

In addition, many citizens have reported that because the method of registering and renting shared car APPs is too simple, some people use “drilling holes” to use other people’s accounts to rent and share cars, and some drivers do not even have a driver's license, causing huge hidden troubles.

Experience: You can login without a second identity verification

The reporter inquired about a shared car called “ Taiko TOGO ”. The website introduced that it is a mobile Internet-based car sharing travel platform and provides users with instant and short-distance travel services within the city. Users can locate the distance through technology. Your own nearest vehicle.

The reporter used a mobile phone to download the app for renting a shared car and discovered that the software requires the use of a mobile phone number to register and use the SMS verification code to log in. According to the prompts, the reporter uploaded a photo of the driver's license and the platform party passed the review.

Subsequently, the reporter paid a deposit of 1,500 yuan for vehicles and made a reservation for a shared car. After the appointment is successful, the software shows that the door needs to be opened within 15 minutes and the billing starts. After unlocking the vehicle, the reporter found a driving license and a fuel card in the drawer of the passenger's co-pilot position.

Afterwards, the reporter used the other person’s mobile phone number and verification code to log in this shared car app and rented the vehicle. When you log in, you will find that if you use another person's mobile phone number to log in to the account, you only need to fill in the verification code sent to the phone when you log in. Then, the user can use the account to rent a car directly, and there is no need to verify other identities before renting a car.

Response: Traffic on loan to others bear responsibility for personal accidents

Regarding whether it is possible to borrow other people's licenses to rent a shared car, the staff of the company of “ Taigo TOGO ” told reporters that they did find that someone borrowed someone else’s account to rent a car, but at the moment, they can only rely on the user to comply with the user agreement to avoid this. Situation.

According to the staff, the users of “ Touge TOGO ” had already agreed to the user agreement by default when they uploaded the driver’s license information. According to the user agreement, the user must be the holder of the driver's license that is uploaded to the way song driver's license. The account holder cannot lend the scheduled vehicle to other people. If the owner does not use the rented vehicle, traffic violations, vehicle theft, vehicle accidents, etc. will occur during the trip. The insurance company will not settle the claim, and all additional costs and losses will be borne by the renter.

The staff also stated that the platform party accepts reports that the account holder has rented a car to another person. If the report content is true, the company will give the whistleblowers a certain degree of reward.

In addition to the " Taigo TOGO, " the reporter noticed on another shared car platform named " Gofun Trip" that the platform party requires that the "authorized driver" is a member of " Gofun Travel" who is over 18 years of age, and Have a valid certificate. Membership is limited to my own use. If a “ Gofun Travel” scheduled member hands over the car to an unauthorized driver, a penalty of 2,000 yuan will be charged . If an accident occurs during the journey, the member shall bear the loss caused by the loss of all vehicles and maintenance.

Opinion: The borrower's account car rental accident registrants are all responsible

According to lawyers, in the event of a traffic accident in the process of using a shared car for the use of other people’s accounts, the user of the shared car should be held responsible, and the person who lent to the user’s account knows that the user is not qualified to drive but still lends to the user’s account. , Should also bear the corresponding responsibility.

According to the provisions of Article 49 of China's Tort Liability Act, the insurance company shall pay compensation within the scope of the motor vehicle compulsory insurance liability limit. Insufficient part shall be assumed by the motor vehicle user, and if the owner of the motor vehicle is at fault, he shall be liable for corresponding compensation. Although the shared bicycle platform has been insured, the insurance company should compensate the victim, but the allocation of responsibility for the relevant personnel also requires the traffic management department to verify. Because the driver’s behavior is more harmful, he or she should bear civil, administrative, and criminal responsibilities when causing an accident.

Lawyers pointed out that if an accident occurred is a regulatory issue on the shared car platform, or there is a loophole in the shared car rental system, such as borrowing someone else's account to drive away, which put the car at risk and bear joint and several liability for accidental damage. The lawyer added that the shared car platform did not review and verify the user and the driver’s driving certificate before the user used the car, and there was also a serious dereliction of duty.

According to the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Cases of Compensation for Damages Caused by Road Traffic Accidents, the liability for sharing car rental platforms shall be governed by the provisions of Article 49 of the Tort Liability Act to determine its corresponding liability for compensation.

The information in this article comes from the Internet and was reorganized and edited by China Rescue Equipment Network.